REFLECTOR: Insurance Claims Experience?

[Carl Hoffman]

I have had Avemco renters and builders insurance. A year after my first flight, liability insurance went up to $1200/yr. I've had 100,000/1,000,000 with AUA for 11 years at $530/yr. 


Sent from my iPad 2.


On Aug 10, 2012, at 8:43 AM, "Brett Ferrell" <reflector at velocityxl.com> wrote:

> I have to agree.  When we had our incident, part of the rationale for keeping it and incident and not an accident was the relatively modest cost of the repairs for me to execute (and the fact nobody was hurt, of course). 
> 
> Since there are relatively small numbers of Velocitys in the fleet, any claim is going to hurt everyone - so even though we've carried hull through the test flying period, I consider it protection against only significant or near total loss.
> 
> Brett
> 
> 
> -------Original Message-------
> From: Carl Hoffman 
> To: Velocity Aircraft Owners and Builders list 
> Subject: Re: REFLECTOR: Insurance Claims Experience?
> Sent: 10 Aug '12 06:46
> 
> I have liability only insurance. I hope no one makes a claim.
> If I break my plane, I fix my plane.
> Same goes with auto insurance.
> 
> Sent from my iPad 2.
> 
> 
> On Aug 9, 2012, at 11:53 PM, Kevin Baker <flykb at verizon.net> wrote:
> 
> > Hi All,
> > With all the insurance talk it brought me to a thought.
> > I was wondering what sort of experience folks have had with claims from what insurance company.
> > What I'm trying to say is some insurance companies are very hard to pay and others work will work with you and are understanding.
> > (ie - the cheapest insur may not be worth much if when you need them they are bull headed while others may cost more but are understanding.)
> > 
> > I would be interested in folks who have had these experiences... and who their insurance was with.
> > 
> > Thanks,
> > Kevin Baker
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