I've used Falcon for the last four years with no problems (I've also had no claims). This year after about 450 hrs on my Velocity, my rate dropped over $1000. bill, N12WS FGE -------------- next part -------------- An HTML attachment was scrubbed... URL: http://www.tvbf.org/mailman/private/reflector/attachments/20050831/b7ae502b/attachment.html