Someone asked me about my policy, and a contact at Aviation and Marine (I am at home, and the original email is at work!). Aviation and Marine PO box 797408 Dallas, TX 75379-7408 972-447-2000 800-777-best Sorry, I don't have a name there as I went through Aviation Insurance Group out of Bethany, OK (800-825-2828). -- Bob Ginsberg, M.A., CSCS, CPT Big Ape Gyms - Velocity 173